PRICING

Choose your mensual plan

Standard Plan

Aggressiveness Level:Medium

From $250 to just:

Price Display
$149 /month

Best for: Individuals looking to address simpler credit issues with steady progress.

Focus Areas:

  • Collections

  • Hard Inquiries

  • Duplicate Accounts

  • Errors in Personal Information

  • Old Debts Past the Statute of Limitations

Details: This package addresses simple disputes, removing up to 5 negative items from your credit report. A 6-month minimum is recommended for best results.

Advanced Plan

Aggressiveness Level:High

From $300 to just:

Price Display
$199 /month

Best for: Individuals with moderate credit issues requiring a more robust approach.

Focus Areas:

  • Late Payments

  • Collections

  • Charge-offs

  • Hard Inquiries

  • Accounts with Incorrect Balances or Status

  • Errors in Personal Information

  • Duplicate Accounts

Details: This package addresses simple disputes, removing up to 10 negative items from your credit report. A 6-month minimum is recommended for best results.

Premium Plan

Aggressiveness Level:Super High

From $400 to just:

Price Display
$299 /month

Best for: Individuals with significant or challenging credit issues requiring extensive effort.

Focus Areas:

  • All items in Packages 1 and 2, plus:

  • Bankruptcies

  • Car Repossessions

  • Foreclosures

  • Judgments

  • Tax Liens

  • Identity Theft-Related Entries

Details: Our most aggressive plan addresses tough credit issues, including public records and identity theft. With no item limit, a 6-month minimum ensures the best results.

Peace of Mind Plan

Exclusive for Vital Credit Clients

From $80 to just:

Price Display
$49.99 /month

As a valued Vital Credit Repair client, you now have the opportunity to maintain ongoing financial protection.

  • Unlimited Support – Anytime you need credit repair assistance, we’ve got you covered.

  • Priority Service – Get faster response times and priority handling for your credit needs.

  • Continuous Credit Monitoring & Disputes – We’ll help ensure your credit stays optimized.

  • Hassle-Free Assistance – No extra charges, just peace of mind knowing you can count on us.

Eligibility: Only available to clients who have already completed our credit repair service.

Choose your full plan

Tradeline

Add a Trade Line of Credit with

Vital Credit Repair

Best for: Individuals with moderate credit issues requiring a more robust approach.

Process:

  • Consultation: We review your credit profile and recommend the best trade lines to meet your goals.

  • Account Placement: You're added as an authorized user on a seasoned account with a strong history and low utilization.

  • Reporting: The trade line updates on your credit report within 30–60 days

At Vital Credit Repair, we enhance your credit profile by adding authorized trade lines.

Inquiries Removal

Get Negative Inquiries Removed from

Your Credit Report!

From $500 to just:

$400

  • Fast & Reliable Service – We work to remove hard inquiries that negatively impact your credit score.

  • Increase Your Credit Score – Eliminating unauthorized or excessive inquiries can help improve your credit standing.

  • Professional Dispute Process – We handle all disputes with credit bureaus and creditors to ensure accuracy.

How It Works:

1. Submit Your Request – Provide your credit report details.

2. We Handle the Disputes – Our experts file removal requests with credit bureaus.

3. See Results in 30-60 Days – Inquiries successfully removed will reflect in your updated report.

Full 3 Bureau Sweep

Boost Your Credit with Full 3 Bureau Sweep

From $1997 to just:

$1497

We will work aggressively to address and improve all negative items across all three major credit bureaus, ensuring comprehensive coverage. Additionally, we will target sub-bureaus to leave no stone unturned, maximizing the chances of improvement in every area of your credit profile. This approach guarantees you the most thorough and effective results, making it the best value for achieving your credit goals.

At Vital Credit Repair, we are dedicated to helping our clients achieve financial success by leveraging proven credit-building strategies. Contact us today to learn more about adding a trade line and taking control of your financial future!

Credit repair companies cannot remove accurate, legitimate negative information.

• Negative information remains on your credit report for 27 years (up to 10 years for bankruptcies).

• While individuals can dispute these items independently, our expertise ensures accuracy and efficiency in addressing errors.

Each package is tailored to provide you with the tools and services needed to achieve your credit goals.

Let us help you take the first step toward improving your financial future!

Vital Credit Repair leverages lawful and effective strategies to help you reach your credit objectives. Act now for improved credit.

Business Info

  • 8:00 AM - 3:00 PM (PST)

  • 427 East 17th Suite F-#719 Costa Mesa CA 92627


Vital Credit Repair ©

Copyrights 2025. All Rights Reserved.